Questions, answered
What to know before you apply.
The straight answers owners ask for most. Still have a question? Email an advisor and we'll reply the same business day.
How fast can I actually get the money?
Many businesses get an offer the same day they apply and funding within 24–48 hours of accepting. Exact timing depends on the funder and how quickly you can share a few documents (usually recent bank statements).
How much can I qualify for?
Typically $10,000 to $500,000, sized to your monthly revenue and cash flow. The application gives us what we need to come back with real numbers.
Will this hurt my credit?
No. Checking your options doesn't affect your credit. Approval leans heavily on your business revenue, so a less-than-perfect personal credit score doesn't automatically rule you out.
What do I need to qualify?
Generally about 6+ months in business and roughly $10,000+ in monthly revenue. Be ready to share recent business bank statements so a funder can verify cash flow.
What can I use the funds for?
Anything the business needs — payroll, inventory, equipment, marketing, covering a slow month, or seizing an opportunity. There's no use-of-funds approval like an SBA loan.
How does repayment work?
Repayment is short-term and matched to your cash cycle — daily, weekly, or monthly, depending on the funder and offer. You'll see the full cost and schedule before you accept anything.
Is Quick Capital a lender?
No. Quick Capital is a financing advisory and marketplace, not a lender. We match you to third-party funders and you always see the actual terms — amount, term, and cost — before you accept anything.
What does it cost to apply?
Nothing. Applying and comparing offers is free, with no obligation to accept. You stay in control of the decision.
Got your answer?
See what you qualify for in about 10 minutes. No credit pull to check, no obligation.